Earnest (refinance your student loans): Same idea as above but on your student loans. There is $1.4 trillion in student loan debt outstanding. When you have student loan debt, it can make it hard to get ahead, invest, or to buy a home. If this sounds familiar, refinancing the debt can not only help you pay it off more quickly, but it can save you money on interest too.

Krystal, I understand what you are saying, but I have made money selling pictures online, and I am no pro. I can get great pictures of wildlife, tropical landscapes, and many things that other photographers may not be able to get. Should I not do this, so that other photographers can? I am also trying to pay bills and run a household. It seems that raising prices could eliminate some of your future clients. I occasionally get calls because someone can’t or won’t pay $250-$500 for someone to take pictures of their family on the beach. I also give them the CD of all of their photo’s, which many photographers won’t do.

The best part about being a YouTube Partner is that it’s free to join (although there are a few requirements but more on that later) and once you become a Partner and enable ads, you don’t have to do a single thing. Google Adsense will take care of everything for you. All you need to do is create quality videos and promote them so you can get more views.


18. CraigsList – Some things don’t ship very well. Other things may make you feel uncomfortable to sell to someone across the country. Anytime you’re selling a large item or something you just don’t want to ship, Craigslist is a great place to go. It’s simple to list your item (again, take good pictures!). If you don’t like the idea of putting your phone number out there, the interested individual can send you a message to your inbox without even getting your email address.
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Tons of people have turned to eBay.com to make extra cash. Simply search through the “sold” listings to see the kinds of items that have sold recently and for how much. Whether you start off as a smaller seller like this blogger Yolanda, who is using her eBay profits to pay off her student loans – or whether you become a big player who buys shoes en masse and resells them for a profit, if you like selling and shipping stuff, give it a try.
If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later.   If you are not sure where the item was purchased, try going online and searching.  If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.
 I just pulled in $500 the other day by signing up for an American Express card for my wife, and a Chase Ink card for my business. I’m planning a trip and we are paying for it all by using the sign-up offers. There are also no annual fees on these cards. So I recommend taking advantage of a few signups offers and you’ll easily make $100 (if you qualify).
The ego is the driver making the decisions. It decides between the devil (the id) and the angel (the super-ego) on either shoulder (yes, all those cartoons you've ever seen are partly true). We have voices in our mind, and it's up to the ego to decide which one to fulfill. Its goal is to satisfy the id in some way while also attending to the super-ego.
The best part about this is that you don’t even have to ever touch the actual product, nor do you have to spend a dime on manufacturing these products. They do all the work for you. You just upload the design, choose the items you want your design to be on, and they’ll handle the rest (i.e. manufacturing, payment, shipping, and handling, returns…).
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