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Reduce monthly debt payments: Not all of us are in such a dire situation that we can just have our debt forgiven. However, you can cut your payments by up to 80% by refinancing. Most credit cards have interest rates above 25% and Credible’s refinance loans are as low as 4%. It won’t change the amount of your debt, but it can reduce your monthly payment significantly.
I personally like this one for some spare cash. It does not take much to earn an extra $20 – $50 a week. Some claim that they are able to make a living by dedicating their time to different jobs at mTurk. You will have to go through a learning curve, but once you get comfortable, you will find plenty of good and interesting HITs (Human Intelligence Tasks) to work on.
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