Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.
The best part about this is that you don’t even have to ever touch the actual product, nor do you have to spend a dime on manufacturing these products. They do all the work for you. You just upload the design, choose the items you want your design to be on, and they’ll handle the rest (i.e. manufacturing, payment, shipping, and handling, returns…).