Seek a payday loan or title loan as a last resort. Companies that offer payday and title loan services offer high interest rates (sometimes with percentages in the hundreds). If you cannot pay the loan and any interest back within the stated timeline, you risk even higher interest costs or, in the case of a title loan, the loss of your car. Avoid these types of loans in all but the direst circumstances, unless you are certain you will be able to pay the loan back.
I’m really torn here. As a writer, I sympathize with you. I’ve looked again and again into freelancing, and consistently find that the rates other people are willing to work for make it an insulting waste of my time. (Like, $10/hour is what a 15-year-old babysitter makes, not a professional writer.) On the other hand, you really can’t ask others to not compete with you. On the plus side, in my (limited) experience, you do get what you pay for most of the time. My sister had a less-expensive wedding photographer, and she was definitely less than happy with the results. So …
If you’ve received gifts you really don’t want – and they’re still in the packages – try returning them. Some retailers will take them back up to a year later. If you are not sure where the item was purchased, try going online and searching. If a retailer like Walmart or Target pops up then you can return it there without a receipt and get a gift card.
Tons of people have turned to eBay.com to make extra cash. Simply search through the “sold” listings to see the kinds of items that have sold recently and for how much. Whether you start off as a smaller seller like this blogger Yolanda, who is using her eBay profits to pay off her student loans – or whether you become a big player who buys shoes en masse and resells them for a profit, if you like selling and shipping stuff, give it a try.
27. Sponsored/paid posts – Many blogs publish sponsored and paid posts. Sponsored posts are basically just posts about a specific brand, product or service. A company will pay you to publish an article about it. It’s similar with other paid posts as well. Your basically selling the spot for the article on your site. If you decide to take this route, you’ll want to build your traffic before you will get many offers.
18. CraigsList – Some things don’t ship very well. Other things may make you feel uncomfortable to sell to someone across the country. Anytime you’re selling a large item or something you just don’t want to ship, Craigslist is a great place to go. It’s simple to list your item (again, take good pictures!). If you don’t like the idea of putting your phone number out there, the interested individual can send you a message to your inbox without even getting your email address.
So, I started reading and learning about affiliate marketing and blogging. I combined the two and after a 14-15 months of really hard work (sitting in front of computer for 14-6 hours a day and putting things I had learned, into action (building a blog, writing articles, promoting the site, etc), I started making enough money that I started believing in myself and the idea that I too could make a full time income online. From then on, I just kept on going and the income grew and grew. Now, I still work 8-10 a day on my online business, and sometimes even more. You have to constantly work and maintain it. Most people think because its online, its easy. That’s where they get it wrong.